Your attention is drawn in particular (without limitation) to the sections headed “General disclaimer”, “Specific disclaimers” and “Exclusion of liability”.
Access to the Website
If the need arises, we may, without notice, suspend access to the Website, on a temporary or permanent basis (including without limitation if you breach these Terms or if we need to revise the content of our Website) and we reserve the right to amend the content of the Website or to withdraw or amend the service we provide on the Website without notice. We will not be liable if for any reason our Website is unavailable at any time or for any period.
Links to other sites
Certain links, including hypertext links, on our Website may take you outside our Website. Such links are provided for your convenience and information only and inclusion of any link does not signify express or implied endorsement or approval by us of the linked site, its operator or its content. We are not responsible for the content of any linked Website and accept no responsibility for any errors, omissions or misleading statements on any such linked site or for any loss or damage that may arise from your use of the same.
Our Website contains advertising content. Any such advertisers are solely responsible for ensuring that all material included in our Website is accurate and up to date and complies with all applicable laws, regulations and codes of practice. If you visit the website of one of our advertisers, you should also view their own applicable privacy statements or other relevant terms and conditions.
Acceptable use of our Website
You agree to abide by all applicable laws, regulations and codes of conduct in force from time to time in respect of your use of our Website. You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our site. You must not attack our Website via a denial-of-service attack or a distributed denial-of-service attack or in any other way interrupt or attempt to interrupt the operation of our Website.
You cannot use the Website to create, check, confirm, update or amend your own or someone else’s databases, records, directories, customer lists, mailing or prospecting lists (data mining). You may not use the functionality within the Website to contact advisers for your own commercial purposes. You may find that you are blocked from using the Website if you appear to us to be contravening these terms. If you are blocked from the website, you will receive a message displayed on screen informing you that you are blocked. If you believe that you have not been misusing the website, you should telephone 020 3696 2080 to request that the block be removed, but the decision to remove any block will be at our sole discretion.
No commercial use
Except as provided below and subject always to the section below headed “Intellectual property rights”, you agree that you will use our Website only for your personal or internal business purposes and that you will not use our Website or any of its contents for any commercial purpose.
The ‘advertise with us’ section of this site is only available to you if you are a professional adviser eligible to advertise with Unbiased Ltd. Full Terms and Conditions for placing an advertisement can be found in the relevant section of this website.
Use of your information
We provide this Website and its content on an ‘as is’ and ‘as available’ basis and give no representations, guarantees or warranties of any kind, whether express or implied, with respect to this Website or its contents or that its operation will be virus free or uninterrupted. In particular, without limitation, we give no representation or warranties about the accuracy, completeness, or suitability for any purpose of the information published on our Website. The information available on the Website is intended for general information purposes only and sets out our understanding of any chosen subject matter at the time of first publication. It is not intended to constitute advice or guidance upon which you may rely and is not a substitute for professional, financial, care, legal or tax advice based on your personal circumstances.
All users are advised to seek independent professional advice before acting on anything contained in our on our Website. The information:
- may be incorrect or out of date; and/or
- may not constitute a complete or definitive statement of the law or any tax issues.
Without prejudice to the “General disclaimer” in the above section, information contained in the professional advice search services has been provided by each of the professional advice advisers. The information is directed only at persons in the UK. Although we ensure professionals must provide their membership number for the relevant professional body, and we run weekly checks to verify financial adviser and mortgage adviser data against /FCA records and care provider data against CQC records, it is not practicable for us to independently verify all the data provided. We do not endorse or approve any of the professional advisers listed in the directories or any information or advice that they may provide and we accept no responsibility in respect of the same. Accordingly it is your responsibility to satisfy yourself that the adviser you see is independent for the business you are transacting. Any decision to transact business with an adviser is made by you on the basis of your own enquiries.
Exclusion of liability
Your use of our Website, and of any links to third party sites, is at your sole risk. To the fullest extent permitted by law, neither we nor any of our directors, employees or other representatives will be liable for any loss or damage arising out of or in connection with your use of this Website or reliance on any information available on the Website or any third party site linked to this Website. This is a comprehensive exclusion of liability that applies to all damages of any kind, including without limitation compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.
Notwithstanding the foregoing, none of the exclusions and limitations contained above affects any statutory rights you may have as a consumer or our liability for:-
- death or personal injury resulting from our negligence or that of our employees or agents;
- fraud or fraudulent misrepresentation; or
- any other matter which cannot be excluded or limited.
Intellectual property rights
Except for any content contained within advertisements placed on our site by professional advisers, we are the owner or the licensee of all intellectual property rights (including without limitation copyright, and registered and unregistered trade marks and designs) in our Website and in the material published on it, including without limitation all copyright in the design, text, graphics software and other material on our site and the selection or arrangement thereof. Permission is granted to electronically copy and print in hard copy extracts from our Website for your personal reference solely in connection with the acquisition of goods or obtaining information through our site. Any other use of materials on our site (including without limitation use or reproduction for purposes other than those set out above and any alteration, modification, distribution, or republication of materials) is strictly prohibited without our prior written permission.
Where our advertisers have included intellectual property such as trademarks and logos within their own advertisements placed on our site, they have warranted to us that they are the owner or licensee of such intellectual property. If you believe that your intellectual property rights are being infringed by the content of any of the advertisements on the site, you should address such matters to the advertiser in the first instance.
We are the proprietor of the Independent Financial Adviser (IFA) logo which is a registered trade mark (text and logo) in the UK, as well as other registered trademarks. With the exception of any content within advertisements placed on our site by professional advisers, all other trademarks, product names and company names or logos used on our Website are the property of us or our licensors. No permission is given by us in respect of the use of any such trade marks, get-up, product names, company names, logos or titles and such use may constitute an infringement of our or our licensors’ rights. IFAs who are registered on our Website have a limited non-exclusive licence to use the IFA logo as set out in the terms and conditions for advertising services.
Governing law and jurisdiction
If you have any concerns about material which appears on our Website, please see the ‘contact us’ section on our Website.